The Prime Minister, Shri Narendra Modi, launched the health assurance scheme: Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (PMJAY) at Ranchi, Jharkhand. The Prime Minister visited an exhibition on the scheme, before arriving on the dais to launch PMJAY at a huge public gathering. At the same event, the Prime Minister unveiled plaques to lay the Foundation Stone for medical colleges at Chaibasa and Koderma. He also inaugurated 10 Health and Wellness centers.
Speaking on the occasion, the Prime Minister said that this launch has been done with a vision to provide the poorest of the poor, and the underprivileged sections of society, with better healthcare and treatment. He said this scheme, which envisions health assurance of 5 lakh rupees per family per year, will benefit over 50 crore people, and is the world's biggest health assurance scheme. He said the number of beneficiaries of this scheme is roughly equal to the population of the European Union, or the population of America, Canada and Mexico, taken together.
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He said the first part of Ayushman Bharat - the health and wellness centres, was launched on Babasaheb Ambedkar's birth anniversary, and the second part - the health assurance scheme, is being launched two days before Deendayal Upadhyay's birth anniversary.
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The Prime Minister said that for the States that are a part of PMJAY, people can get the benefit of the scheme in whichever of these States they go to. He said more than 13,000 hospitals across the country have joined the scheme so far.
Key features of PMJAY:
1. It would cover 1300 illnesses, including serious illnesses such as cancer and heart disease.
2. An amount of Rs. 5 lakhs of health insurance will be provided to every family coming under this scheme.
3. With its insurance cover, you will be able to get treatment in all types of hospitals, small and large.
4. Private hospitals too would be part of this scheme.
5. Treatment will be done in any private or government hospital registered in the scheme.
6. Age will also not be compulsory for insurance cover.
7. This scheme will be cashless and will not be limited to the number of family members and age.
8. The amount of Rs. 5 lakhs would cover all investigations, medicine, before and after hospitalization expenses, discharge expenses, etc.
9. Under this, transportation allowance will also be given to the beneficiary admitted in the hospital.
10. The center and the state government will pay its premium. The Center will bear 60 percent and the state government will bear 40 percent of the expense.
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How to check name in the list of beneficiaries:
The National Health Agency (NHA) has also released a website and helpline number, through which it can be ascertained whether or not there is a person's name in the final list of beneficiaries.
Here are the steps:
1. Open Ayushmann India website mera.pmjay.gov.in; or
Call helpline number 14555.
2. The beneficiary will have to enter his mobile number, which will be verified through OTP.
3. The online process of KYC (Know your customer) will be completed without any documents.
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