The government has finally issued the rules related to the ATM. In the order issued by the Home Ministry, it is stated as to how much money can be loaded in ATM and timing for loading the cash into ATM.

1. Home Ministry issued order:

In the order issued by the Home Ministry, it has been said that they will also have to complete their Aadhaar verification for background checks of all employees involved with cash transports.

2. Rules for Urban Areas:

a. It has been said that cash will not be loaded at ATM after 9 p.m. in urban areas.

b. There shall not be more than Rs 5 crore in a cash van in single trip.

c. Apart from this, the staff posted on cash van will be trained to deal with attacks on them, follow the attacker’s vehicle and other hazards.

3. Rules for Rural Areas:

a. It has been stated in the rules that after 6 p.m. in the rural areas, cash will not be loaded in any ATM.

b. The cash will be collected from the bank on the same day morning or a day before, so that the cash can be loaded in ATM before the said deadline (before 6 p.m.)

4. Cash vans will be more secured:

a. All cash vans will be equipped with GSM based auto-dialer security alert and motorized sirens.

b. Rituraj Sinha, chairman of Security and Intelligence Service (SIS) said, "These are definitely the rules of changing the industry and we have been waiting for them for a long time. The new rules will ensure safe moves and global standards in the cash logistics segment.”

5. Employees will be trained:

a. All cash van will now require at least two security guards with CCTV, live GPS tracking and guns.

b. A test firing will be done from their guns least once in two years 

c. Their bullets will be changed in every two years.

d. Special provisioning has been made for the training of employees associated with cash transports.

6. Cash Vaults:

a. The rules also include cash vault which is used by companies to count the cash and keep the cash before loading into the ATM.

b. These vaults will be monitored through CCTV and will be kept in safe places.

c. The Private Security Agency will also check the credit history of each employee. It will ensure to keep away the defaulters from cash transportation activities

(Also read: Claim for account debited but ATM transaction failed and money is not dispensed)

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